Collision Insurance Claim Specialist

If there is one piece of advice that we as collision insurance claim specialists can offer that is the most important advice of all, it is to report a car accident as soon as possible after the accident. You need to call the number on your insurance card, not your agent. You need to know the place of the accident, the other vehicle’s driver information, and they will ask about passengers in either vehicle and so on. Usually the insurance company will pay for any repairs on a covered vehicle. However, you have to make sure your insurance company does not skimp on auto collision claims. Many insurers cut financial corners to boost the bottom line.

Even if you think your vehicle did not incur any structural damage, you should report the accident to protect you against future collision claims. You should also report any incidents that lead to vandalism claims, hit and run claims, and flood damage claims.

Collision Insurance Claim Specialists

Collision Insurance Claim Specialists require a lot of expertise. Insurance is required to operate a vehicle however, sometimes, insurance companies take advantage of people, especially if they don’t know how to file a claim. Its important that you get help from the beginning. I have seen people lose their vehicles after an accident because insurance companies denied their claim.

We at Bass Collision can be your strong ally in ensuring your insurance company covers all vehicle collision claims. However, you must do your part to ensure you receive the money needed to restore your vehicle to the pre accident conditions.

Beware Insurance Company Bullying

Your insurance company might try to force you to bring your damaged vehicle into a shop that is a part of their preferred network. What “preferred network” often means is the auto repair shops in your insurance company’s network usually do not include costly repairs. The shops might also use inferior and less costly replacement parts as part of the repair work.

Insurance companies that force customers to visit auto repair shops in their preferred networks are guilty of an illegal practice called steering. Every state has enacted a law to prohibit the practice, but the profits generated by steering motivate many insurance companies to ignore state law. Here are some of the things insurance companies say to try to “steer” customers into using auto repair shops within their preferred networks:

• “Collision claims take longer to process at that shop.”
• “We cannot guarantee the work performed by the shop.”
• “You might have to handle the cost difference of taking your car to that shop.”
• “The shop you want to go to charges for parts and/or procedures that are not needed.”

Insurance companies are especially notorious for cutting financial corners on commercial vehicle claims. Commercial vehicles typically are manufactured with more expensive parts than the parts used to construct standard vehicles. Moreover, commercial vehicle claims also involve procedures that are costlier to perform than the procedures used on standard passenger vehicles.

Vandalism Claims and Theft Recovery Claims

There are two types of car insurance claims that require you to do more to prove the validity of the claims. Vandalism claims and theft recovery claims require victims of crimes to notify a local law enforcement agency. Notification should be done in person, as you will have to complete a report that describes the theft or vandalism of your vehicle. Without an official police report that is signed by a law enforcement officer, you can expect vandalism claims and theft recovery claims to fall on the deaf ears of your insurance company. The same principle applies to hit and run claims.

Flood Damage

Beside auto accident or collision claims we also specialize in flood damage repair. Our auto repair shop uses the most advanced diagnostic equipment to detect the smallest vehicle operation issues. What looks like minor damage caused by a torrential downpour can be instead serious damage that leads to flood damage claims. Your company might need repairs on one or more cars, which initiates one or more corporate vehicle claims. In any case, we strongly urge our customers to act with a sense of urgency by bringing their vehicles into our auto repair shop for a full set of diagnostic tests.

Mother Nature has a vast arsenal of ways to damage vehicles. Hail claims and flood damage claims represent two of the most filed insurance claims that we handle. When your car suffers damage because of the weather, you should quickly have the vehicle appraised for damage. Extensive severe weather outbreaks will lead to a backlog of auto repair jobs, which can set you back financially for months to come. Hail claims and flood damage claims must be submitted as soon as possible after a severe weather event.

Filing a Car Insurance Claim Should Be Easy

After a car accident, your mind will race with worrisome thoughts like how to get your vehicle up and running again. At our highly rated car collision center, we have compiled an impressive record of helping our customers simplify the collision claims process. We will work closely with your car insurance company to schedule the time required to repair your vehicle, as well as perform the work in a timely manner. This means you do not have to worry about your insurance claim being delayed because of the illegal practice of steering or for any other reason.

Call our car collision center today or submit the convenient online form to get the ball rolling on your insurance claim.